Thursday, September 1, 2011

Your Money Matters: Let's Do Money Work For You


Investment and saving money, nothing more than to restore the future welfare of the future with all the luxury and the good performance of current investments. The need to plan today, and know the power of their own money.

There are different varieties of investments available in the market with a choice of rapid investment, including investment in cash, debt securities, stock trading, mutual funds, derivatives, commodities, and real estate. One needs to know the importance of investment and the risks involved with it . In the short term and the election of long-term investment makes a good difference to meet the needs of an investment.

Here is 6 valuable options to put your hard money to grow

1. Fixed deposit : FD is a safest way to grow money, unfortunately it is the slowest but one can make double of his investment in 10-12 yrs ( depend on % of return given by banks or financial institutes)

2.Certificates of Deposit (CD’s) : This is almost similar to FD except the % of return, here one get higher yield of return compare to FD.It is also a slow process

3. Investing in stocks or mutual funds : the security and mutual funds are a great way to not only make money but to learn to invest. The immediate problem is that if you invest only $ 100, you'll pay at least 5% fee just to trade. The return on investment is exponential, especially if you play in penny stocks, only to have $ 100 means you probably will not gain much.

4. Commodities : If you were smart enough to know that the economy is going to tank and decided to buy things like gold, then the $ 100 now have tripled. Commodities are things like water, oil and gold, and usually when things go wrong, things go well because they are in high demand. In precious metals, you can actually buy instead of investing in them and people always like to look shiny things!

5. Forex : Billions of dollars are invested every day in currency trading and Forex allows investors to bet against each other. $ 100 can buy many other countries, currency, but decided to play the foreign exchange market should only be decided after thousands of hours of research have been put in. time zones allow you to shop around the clock.

6. Treasuries are safe : Treasury bills issued by the U.S. government and is regarded as very low risk investments. They are fully guaranteed by the government. You can choose the date when the investment is fully realized. In the short term treasury bills are the safest investments with maturities of 13 or 26 weeks.

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